Category Archives: EviToken Technology

EviCore NFC HSM Credit Cards Manager is a powerful solution designed to secure and manage both standard and contactless credit cards. In this article, we will explore the features, benefits, and compliance of EviCore NFC HSM Credit Cards Manager in protecting your valuable payment cards

Standard and contactless credit cards are convenient and fast ways to pay for goods and services. They use NFC (Near Field Communication) technology to communicate with a compatible contactless card reader. You just have to tap or bring your card close to the reader, and the transaction is done in seconds.

However, standard and contactless credit cards also pose security risks. For example, someone could use an NFC scanner to read your card information remotely or use a fake reader to capture your card data. Moreover, if you lose your card or if it is stolen, someone could use it to make unauthorized purchases without your PIN or signature.

Fortunately, there is a solution that can help you protect your standard and contactless credit cards from these threats. It is called Credit Cards Manager. It is a function of EviCore NFC HSM or EviCore HSM OpenPGP technology that allows you to manage your standard and contactless credit cards securely. It uses NFC technology to communicate with your computer or mobile device. You can store up to 200 credit cards in the memory of Freemindtronic’s NFC HSM device or in the secure keystore of phones encrypted via EviCore. The number of records depends on the types of products developed with these technologies and the amount of information to be stored encrypted. You can also select the card you want to use for each transaction. The Credit Cards Manager function relies on EviBank technology, dedicated to securing payment systems including bank cards.

Exploring EviCore NFC HSM Credit Cards Manager

Credit Cards Manager is a function of EviCore NFC HSM or EviCore HSM OpenPGP technology that allows you to manage your standard and contactless credit cards securely. It uses NFC technology to communicate with your computer or mobile device.

You can store up to 200 credit cards in the memory of Freemindtronic’s NFC HSM device or in the secure keystore of phones encrypted via EviCore. The number of records depends on the types of products developed with these technologies and the amount of information to be stored encrypted.

You can also select the card you want to use for each transaction. The Credit Cards Manager function relies on EviBank technology, dedicated to securing payment systems including bank cards.

These technologies are available under patent license from Freemindtronic. They are compatible with various formats of Freemindtronic’s NFC HSM device (link). These technologies can be embedded in products designed and developed on demand in white label for Freemindtronic’s partners such as Fullsecure and Keepser.

In this article, we will focus on using Credit Cards Manager with an NFC HSM device in the form of a secure electronic card (NFC HSM Card). It is a hardware security module (HSM) that uses a highly secure and encrypted AES-256 post-quantum NFC eprom memory to protect and manage secrets (including digital keys such as an RSA-4096 key, AES-256 key, and ECC key), perform encryption and decryption functions, strong authentication, and other cryptographic functions.

What are the Benefits of using Credit Cards Manager?

Credit Cards Manager offers several benefits for managing standard and contactless credit cards, such as:

1. Authenticator Sandbox function for anti-phishing protection and smart login: The Authenticator Sandbox function offers advanced protection against phishing attempts by securely filling in credit card information on websites. It verifies the authenticity of websites and ensures that sensitive data is only automatically filled in on reliable and verified platforms. It also intelligently automates the process of filling in credit card information and logging into original websites.
2. Secure manager for credit cards: The Credit Cards Manager function uses the NFC HSM Card device to physically protect bank cards and verify their validity before authorizing their encrypted storage in the device’s memory. It also allows users to customize access levels for each stored card and define geographic access limitations.
3. Battery-free operation and longevity: The NFC HSM Card device operates without a battery, using the NFC signal from smartphones for power. This energy-efficient design ensures that the device retains stored data for up to 40 years without maintenance or external power sources. The device also has an intelligent OCR scanner for credit cards that is compatible with all bank cards in the world. It helps the user fill in the information fields of the card to be stored encrypted in AES-256 post-quantum in the device. It also prevents keyloggers and spyware from accessing card information on the phone.
4. COVID contactless security and compliance: Credit Cards Manager helps you avoid physical contact with your bank cards and payment terminals, reducing the risk of COVID-19 transmission. You can make secure contactless payments online, without needing your bank cards with or without NFC technology. You can also use auto-filling remotely via the local network or by sharing a connection via your phone. This feature improves convenience and protects your health.
5. NFC contactless security and compliance: Credit Cards Manager protects your bank cards from being scanned or read by malicious NFC devices. The NFC HSM Card device shields other credit cards from being detected by an NFC scanner when they are juxtaposed to the device. The device uses an anti-collision system that prevents other cards from being read by the NFC reader of the bank card. It also has a copper ground plane that short-circuits the NFC signals of credit cards when they are juxtaposed on or under the NFC HSM CARD. This is an effective physical protection of cards against all risks of attempted remote non-invasive attack.
6. Air gap security: Credit Cards Manager uses air gap security, physically isolating itself from computer networks. This ensures that the encrypted data of the NFC HSM Card device is stored exclusively in its non-volatile memory, preventing unauthorized access. By protecting itself from remote attacks, Credit Cards Manager strengthens protection against cyber threats. The use of information is encrypted end-to-end from the NFC HSM Card. All communication protocols are automatically encrypted from the NFC device. The sharing of bank card information contained encrypted in the device’s memory can be shared in air gap via a QR Code encrypted in RSA-4096 generated and managed from the NFC HSM CARD device. This sharing can also be shared encrypted in NFC Beam or in proximity between NFC Android phones.
7. Protection against fraudulent use: Credit Cards Manager ensures that your bank card information is not stored on computer systems, phones, or online shopping sites. This protects your privacy and anonymity. The encrypted data is transmitted securely to the computer system, protecting it from potential threats and unauthorized access. You can also erase sensitive data such as the CCV of bank cards since saved in the NFC HSM Card devices. Advantageously, the CVV physically erased from the bank card secures it from the risk of illicit use, especially online.

The Benefits of Using Credit Cards Manager

Managing Standard and Contactless Credit Cards with EviCore NFC HSM Credit Cards Manager

To use Credit Cards Manager, follow these steps:

1. Download the Freemindtronic app compatible with EviCore NFC HSM technology on your NFC phone and the extension if you want to use it on your computer as well.
2. Connect the NFC HSM Card device to your computer or mobile device via NFC technology.
3. Register your credit cards in the application using the intelligent OCR scanner or by manually entering the card information.
4. Select the credit card you want to use for each transaction and confirm the various trust criteria that you have added, such as a password, PIN code, geozone, or fingerprint.
5. Enjoy secure contactless payments and online shopping with the NFC HSM Card device and the Authenticator Sandbox.

Section Break: Why is Credit Cards Manager Compliant with PCI DSS?

Credit Cards Manager is compliant with PCI DSS because it meets the requirements of the Payment Card Industry Data Security Standard (PCI DSS). This cybersecurity standard applies to any entity that stores, processes, or transmits cardholder data, such as credit card numbers. The PCI DSS aims to protect cardholder data from unauthorized access, fraud, and theft.

The PCI DSS includes 12 requirements for compliance, organized into six related groups called control objectives:

1. Build and maintain a secure network and systems.
2. Protect cardholder data.
3. Maintain a vulnerability management program.
4. Implement strong access control measures.
5. Regularly monitor and test networks.
6. Maintain an information security policy.

Credit Cards Manager complies with these requirements by implementing various features and security measures, such as the secure manager for credit cards, battery-free operation and longevity, COVID contactless security and compliance, air gap security, and protection against fraudulent use. By following PCI DSS, Credit Cards Manager demonstrates adherence to best practices for data security and the protection of cardholder data.

In conclusion, Credit Cards Manager is a secure and compliant solution for managing your standard and contactless credit cards. With its advanced features, robust security measures, and powerful Authenticator Sandbox function, it offers enhanced data protection and convenience. Secure your credit cards with Credit Cards Manager today.

References

• Air Gap
• PCI Compliance Definition
• European Parliament and Council Regulation (EU) 2015/751