EviPay NFC HSM

EviPay NFC HSM: The Revolutionary Technology for Securing Your Contactless Payments and Cryptocurrency Transactions

EviPay NFC HSM is a patented technology that allows you to store and manage your payment and money transfer information in a secure electronic safe. With EviPay NFC HSM, you benefit from contactless access control, segmented key authentication and protection against cyberattacks. Discover how EviPay NFC HSM technology can improve your financial security in this space dedicated to it.

What is EviPay NFC HSM?

EviPay NFC HSM stands for Encrypted Virtual Interface Pay Near Field Communication Hardware Security Module. It is a technology that combines encryption, multi-authentication, hardware safety and end-to-end cybersecurity from an NFC HSM with all existing communication protocols for its use, especially online or offline. It is a hybrid encryption solution that uses a secure element that can be accessed only without contact via a 64 KB EEPROM memory.

A payment or money transfer information is any sensitive data that you want to keep confidential, such as a credit card number, a bank account number, a cryptocurrency address, or a recovery phrase. EviPay NFC HSM allows you to store your payment and money transfer information in a contactless NFC device, such as a card, tag, keychain or in a custom-made object (pen, ruler, cufflink). The device is powered via the NFC signal of the Android phone serving as the HSM terminal and IHM. The device has an EEPROM memory that can store up to 64 KB of sensitive financial data.

The data stored in the memory are encrypted without contact from the EviPay NFC HSM application which performs encryption and decryption operations using state-of-the-art algorithms, such as AES 256 bits and RSA 4096 bits. EviPay NFC HSM also implements anti-cloning and anti-replay mechanisms to prevent unauthorized access or duplication of your secrets. The device benefits from a patented system for monitoring and protecting the reading and writing of the NFC HSM via the NFC signal of the Android phone with event traceability of the black box that ensures the integrity and availability of the NFC HSM. The device also has a patented contactless access control system that allows you to define two distinct access profiles: administrator and users, without allowing them to access each other’s secrets without their authorization. The device also has a patented segmented key authentication system that allows you to define up to 9 trust criteria for encrypting your secrets, such as geolocation, BSSID, password, or fingerprint.

 

What are the Benefits of EviPay NFC HSM?

EviPay NFC HSM offers several benefits for managing your payment and money transfer information, such as:

  • Strongbox function for anti-phishing protection and smart login: The Strongbox function offers advanced protection against phishing attempts by securely filling in payment and money transfer information on websites. It verifies the authenticity of websites and ensures that sensitive data is only automatically filled in on reliable and verified platforms. It also intelligently automates the process of filling in payment and money transfer information and logging into original websites.
  • Secure manager for payment and money transfer information: The EviPay NFC HSM function uses the NFC HSM Card device to physically protect payment and money transfer information and verify their validity before authorizing their encrypted storage in the device’s memory. It also allows users to customize access levels for each stored record and define geographic access limitations.
  • Battery-free operation and longevity: The NFC HSM Card device operates without a battery, using the NFC signal from smartphones for power
  • COVID contactless security and compliance: EviPay NFC HSM helps you avoid physical contact with your payment and money transfer information and payment terminals, reducing the risk of COVID-19 transmission. You can make secure contactless payments online, without needing your payment and money transfer information with or without NFC technology. You can also use auto-filling remotely via the local network or by sharing a connection via your phone. This feature improves convenience and protects your health.
  • NFC contactless security and compliance: EviPay NFC HSM protects your payment and money transfer information from being scanned or read by malicious NFC devices. The NFC HSM Card device shields other credit cards from being detected by an NFC scanner when they are juxtaposed to the device. The device uses an anti-collision system that prevents other cards from being read by the NFC reader of the bank card. It also has a copper ground plane that short-circuits the NFC signals of credit cards when they are juxtaposed on or under the NFC HSM CARD. This is an effective physical protection of cards against all risks of attempted remote non-invasive attack.
  • Air gap security: EviPay NFC HSM uses air gap security, physically isolating itself from computer networks. This ensures that the encrypted data of the NFC HSM Card device is stored exclusively in its non-volatile memory, preventing unauthorized access.
  • Protection against fraudulent use: EviPay NFC HSM ensures that your payment and money transfer information is not stored on computer systems, phones, or online shopping sites. This protects your privacy and anonymity. The encrypted data is transmitted securely to the computer system, protecting it from potential threats and unauthorized access. You can also erase sensitive data such as the CCV of bank cards since saved in the NFC HSM Card devices. Advantageously, the CVV physically erased from the bank card secures it from the risk of illicit use, especially online.

How to Use EviPay NFC HSM

To use EviPay NFC HSM, follow these steps:

  1. Download the Freemindtronic app compatible with EviCore NFC HSM technology on your NFC phone and the extension if you want to use it on your computer as well.
  2. Connect the NFC HSM Card device to your computer or mobile device via NFC technology.
  3. Register your payment and money transfer information in the application using the intelligent OCR scanner or by manually entering the information.
  4. Select the payment or money transfer information you want to use for each transaction and confirm the various trust criteria that you have added, such as a password, PIN code, geozone, or fingerprint.
  5. Enjoy secure contactless payments and online shopping with the NFC HSM Card device and the Strongbox function.

 

What Encryption Algorithms Does EviPay NFC HSM Use?

EviPay NFC HSM uses different encryption algorithms to secure the information of bank cards, bank accounts and cryptocurrency wallets for transactions. These algorithms are:

  • AES CTR SHA256: This algorithm is used to encrypt the payment and money transfer information in the memory of the NFC HSM device. It is considered post-quantum and secure against memory access attacks.
  • AES ECB 128: This algorithm is used to encrypt the access to the memory of the NFC HSM device. It is a simple and fast algorithm that provides a basic level of security.
  • ECDH Curve 25519 and Segmented key: These algorithms are used to encrypt the online transactions from the NFC HSM device. They provide a high level of security and privacy by using elliptic curve cryptography and segmented key authentication.
  • RSA 4096: This algorithm is used to encrypt the communication between the NFC HSM device and other devices or platforms. It is a widely used public-key encryption algorithm that provides strong security and digital signatures.

By using these encryption algorithms, EviPay NFC HSM ensures that your payment and money transfer information is protected from unauthorized access, modification, or interception. You can trust EviPay NFC HSM to keep your financial data safe and secure.

How Does EviPay NFC HSM Compare to Other Contactless Payment Solutions?

EviPay NFC HSM is a revolutionary technology that provides more security and functionality than any other contactless payment solution on the market. It lets you make online and offline payments, buy and transfer cryptocurrency, and control access to your secrets with a secure device that fits in your pocket. Here is how EviPay NFC HSM compares to its competitors:

FeatureEviPay NFC HSMGoogle PayApple PaySamsung PayCash AppPayPal
Contactless in-store payments
Contactless online payments
Contactless money transfers
Contactless access control
Segmented key authentication
Hardware encryption with secure element✔*✔*✔*❌*❌*
Air gap security with non-volatile memory
Anti-cloning and anti-replay protection
Customizable trust criteria for encryption
Strongbox function for anti-phishing protection and smart login✔^ [4]^❌^❌^❌^❌^❌^
Secure manager for payment and money transfer information✔^ [4]^❌^❌^❌^❌^❌^
Battery-free operation and longevity✔^N/A** ^N/A** ^N/A** ^N/A** ^N/A** ^

*These solutions use software encryption or cloud-based encryption, which are less secure than hardware encryption with a secure element.

**These solutions do not use a physical device for contactless payments, so battery life is not applicable.

As you can see, EviPay NFC HSM offers more security and functionality than other contactless payment solutions. It is the only technology that allows you to store and manage your payment and money transfer information in a secure electronic safe that can be accessed only without contact via a 64 KB EEPROM memory. It is also the only technology that allows you to define up to 9 trust criteria for encrypting your secrets, such as geolocation, BSSID, password, or fingerprint. Moreover, it is the only technology that offers a Strongbox function for anti-phishing protection and smart login, as well as a secure manager for payment and money transfer information. EviPay NFC HSM is the ultimate solution for securing your contactless payments and cryptocurrency transactions.

 

Conclusion

EviPay NFC HSM is a secure and compliant solution for managing your payment and money transfer information. With its advanced features, robust security measures, and powerful Strongbox function, it offers enhanced data protection and convenience. Secure your payment and money transfer information with EviPay NFC HSM today.

For more information about EviPay NFC HSM technology and its related products, visit:

  • https://freemindtronic.com/evicore-nfc-hsm-the-technology-by-freemindtronic/
  • https://freemindtronic.com/evicore-nfc-hsm-browser-extension-contactless-passwordless/
  • https://freemindtronic.com/eviseed-nfc-hsm/
  • https://freemindtronic.com/technology/evivault-nfc-hsm-technology/

EviPay NFC HSM can also be advantageously combined with other technologies such as Contactless OTP Manager (2FA) Two-factor authentication by EviCypher and EviBitB – Stop BitB phishing attacks to increase the level of cybersecurity, especially online. You can find more details about these technologies at:

  • https://freemindtronic.com/technologies-from-freemindtronic/contactless-otp-manager-nfc-hardware-token-management-by-freemindtronic/
  • https://freemindtronic.com/evibitb-stop-bitb-phishing-attacks/

Be as precise, detailed and objective as possible knowing that this technology is available under license from Freemindtronic and can be combined with other technologies as mentioned to increase the desired level of security depending on the uses.

 

Data sheet of EviCore NFC HSM

Here is a table that provides some technical specifications of EviPay NFC HSM:

FeatureDescription
Contactless in-store paymentsYou can use your NFC HSM Card device to make contactless payments at any terminal that accepts NFC technology. You can also use your device to pay online without needing your payment and money transfer information with or without NFC technology.
Contactless online paymentsYou can use the Strongbox function to securely fill in your payment and money transfer information on websites. The function verifies the authenticity of websites and ensures that sensitive data is only automatically filled in on reliable and verified platforms. It also intelligently automates the process of filling in payment and money transfer information and logging into original websites.
Contactless money transfersYou can use your NFC HSM Card device to send and receive money from other people who have the same device or the Freemindtronic app. You can also use your device to transfer money to your bank accounts or cryptocurrency wallets.
Contactless access controlYou can use your NFC HSM Card device to access your payment and money transfer information without contact. You can define two distinct access profiles: administrator and users, without allowing them to access each other’s secrets without their authorization.
Segmented key authenticationYou can use your NFC HSM Card device to encrypt your payment and money transfer information with up to 9 trust criteria, such as geolocation, BSSID, password, or fingerprint. You can also customize the trust criteria for each stored record and define geographic access limitations.
Hardware encryption with secure elementYou can use your NFC HSM Card device to store your payment and money transfer information in a secure electronic safe that can be accessed only without contact via a 64 KB EEPROM memory. The device uses state-of-the-art encryption algorithms, such as AES 256 bits and RSA 4096 bits, to protect your data from unauthorized access, modification, or interception.
Air gap security with non-volatile memoryYou can use your NFC HSM Card device to physically isolate your payment and money transfer information from computer networks. The encrypted data of the device is stored exclusively in its non-volatile memory, preventing unauthorized access.
Anti-cloning and anti-replay protectionYou can use your NFC HSM Card device to prevent unauthorized access or duplication of your secrets. The device implements anti-cloning and anti-replay mechanisms that ensure the uniqueness and freshness of each transaction.
Battery-free operation and longevityYou can use your NFC HSM Card device without worrying about battery life or replacement. The device operates without a battery, using the NFC signal from smartphones for power. The device has a lifespan of over 10 years.

What are the functions of EviPay NFC HSM?

Here is the table for the functions of EviPay NFC HSM:

FunctionDescription
EviPay NFC HSMThis is the main function that allows you to store and manage your payment and money transfer information in a secure electronic safe. You can use this function to make contactless payments, online payments, money transfers, and access control.
StrongboxThis is a sub-function of EviPay NFC HSM that allows you to securely fill in your payment and money transfer information on websites. You can use this function to protect yourself from phishing attempts and automate the process of filling in and logging into websites.
EviCore NFC HSMThis is a sub-function of EviPay NFC HSM that allows you to encrypt and decrypt any type of data with your NFC HSM Card device. You can use this function to secure your files, messages, emails, passwords, and other sensitive data.
EviSeed NFC HSMThis is a sub-function of EviPay NFC HSM that allows you to store and manage your cryptocurrency wallets in a secure electronic safe. You can use this function to generate, backup, restore, and use your cryptocurrency wallets without contact.
EviVault NFC HSMThis is a sub-function of EviPay NFC HSM that allows you to store and manage your encrypted files in a secure electronic safe. You can use this function to create, access, edit, and share your encrypted files without contact.